About Hiral Bharadiya

Hiral Bharadiya is a Mortgage and Protection Adviser at Five Star Mortgages, based in Leicester. She works with first-time buyers, property investors, and families who want the reassurance of the right protection in place.

Her career spans some of the UK’s most respected financial institutions. At State Bank of India (UK) she specialised in buy-to-let and complex finance, while at Hinckley & Rugby Building Society she supported brokers and advisers with mortgage solutions across the market. Earlier, at HSBC, she worked closely with business clients, giving her valuable insight into the needs of entrepreneurs and self-employed clients.

This background means Hiral understands the mortgage process from every angle — both as a lender and now as an adviser — and can use that knowledge to give her clients a real advantage.

Helping People Get Started with Property

Hiral has a particular passion for helping people take their first steps onto the property ladder. She understands the excitement and challenges of buying your first home and is dedicated to making the process clear, simple, and stress-free. She also enjoys supporting landlords and property investors who want to expand their portfolios with the right finance in place.

Protecting What Matters Most

Alongside mortgages, Hiral helps families safeguard their future with advice on life cover, income protection, and private medical insurance. Her approach is always personal and practical, ensuring clients have the right protection for their specific circumstances.

Community Spirit

Away from work, Hiral is an active member of her community, regularly supporting local events and volunteering as a DJ on a community radio station.

Get in Touch with Hiral

Whether you’re a first-time buyer in Leicester, a landlord growing your property portfolio, or you want to protect your family’s future, Hiral is here to help.

Contact Hiral

Email: hiral@fivestarmortgages.co.uk
Telephone: 03003 034676

Frequently Asked Questions – Mortgage Advice in Leicester

Q: How can a mortgage adviser help first-time buyers in Leicester?
A: A mortgage adviser like Hiral Bharadiya helps first-time buyers understand their options, calculate how much they can borrow, and find the most suitable mortgage deals. She guides clients through the whole process, from application to completion, making buying your first home as stress-free as possible.

Q: Can Hiral help with buy-to-let mortgages in Leicester?
A: Yes. Hiral has extensive experience with buy-to-let and complex finance cases. She can help landlords and property investors secure the right mortgage to grow their property portfolio, whether that’s a standard buy-to-let or something more specialist.

Q: What protection services does Hiral offer?
A: Alongside mortgages, Hiral provides tailored protection advice including life insurance, income protection, and private medical cover — ensuring families have financial security in place should the unexpected happen.

Q: Do I need to live in Leicester to work with Hiral?
A: No. While Hiral is based in Leicester and loves helping local clients, she also supports people across the UK with mortgage and protection advice. Meetings can be arranged in person, by phone, or online.

Q: How do I book an appointment with Hiral Bharadiya?
A: You can book an appointment by calling Five Star Mortgages on 0300 303 4674 or by using our online enquiry form. Hiral will be happy to discuss your needs and explain your options.