Marta Scott-Manuszewska

Founder

 

Own Your Business Premises: A Smart Investment for Your Future - Marta Scott-Manuszewska, commercial property owner.

Why Pay Your Landlord's Mortgage When You Could Pay Your Own?

As a business owner herself, Marta Scott-Manuszewska understands the importance of property ownership. In 2022, she took her own advice and purchased Five Star Mortgages' office premises in Corby, transforming rent payments into a valuable retirement asset. This firsthand experience enables her to guide other business owners through their property purchase journey.

The Benefits of Owning Your Business Premises

  • Build Long-Term Wealth: Every mortgage payment builds your equity

  • Fixed Costs: Protection against rising rents and market fluctuations

  • Business Security: No landlord can end your tenancy or sell the property

  • Tax Efficiency: Interest payments are tax-deductible

  • Retirement Planning: Create a pension through property ownership

  • Additional Income: Option to rent out if you relocate or retire

  • Business Value: Property ownership can increase your business's overall value

Local Success Stories

Italian Restaurant Owner Secures Their Future

When a landlord's decision to sell threatened a successful Italian restaurant's location, Marta helped the owner purchase the property. Benefits achieved:

  • 15-year mortgage plan to full ownership

  • Eliminated future rental costs

  • Flexible exit options: sell with business or retain as investment property

  • Peace of mind and business security

Seaside Fish & Chip Shop: From Tenant to Owner

An ambitious business owner sought to purchase their dream seaside location. Marta secured the financing, enabling:

  • Business location security

  • Freedom to invest in improvements

  • Protection against market changes

  • Long-term business development confidence

Automotive Workshop Success in Peterborough

Our expertise in the automotive sector has led to multiple success stories across Peterborough and Northamptonshire:

  • Creative financing solutions

  • Residential re-mortgage strategies for better rates

  • Tailored advice for sole traders

  • Growing network of satisfied clients referring colleagues

One owner approached us seeking a commercial loan, but as it was a sole trader business, Marta collaborated with the client's accountant to secure cheaper finance through a residential re-mortgage to buy the premises outright. This exemplifies our commitment to thinking outside the box to achieve the best outcomes for our clients.

Specialist Finance for Healthcare Professionals

Marta has particular expertise in helping medical entrepreneurs establish and grow their practices. Our healthcare sector experience includes:

Dental Practices We love these enquiries because competition from lenders is fierce. Marta can secure 100% finance for dentists looking to buy their own practice premises, often with highly competitive rates. If you're planning to launch your own dental practice, speaking with Marta before agreeing to any property lease could save you significant money in the long term.

GP Surgeries We understand the unique requirements of GP practices and can help:

  • Secure premises for new practices

  • Finance practice expansions

  • Purchase existing surgery buildings

  • Fund modernisation projects

For healthcare professionals, we offer:

  • Up to 100% financing options

  • Competitive rates from specialist medical lenders

  • Expert guidance through the purchase process

  • Support for first-time practice owners

  • Long-term strategic planning advice

Extensive Lender Network

Through Five Star Mortgages' partnership with New Leaf Distribution, we offer:

  • Access to over 250 specialist lenders

  • Commercial mortgages

  • Mixed-use property finance

  • Development funding

  • Asset finance

  • Bridging loans

  • Specialist buy-to-own solutions

Our extensive network means we can find the perfect financing solution for your business, regardless of:

  • Business type

  • Trading history

  • Property condition

  • Purchase complexity

  • Sector-specific requirements

Comprehensive Support Throughout Your Journey

As whole-of-market brokers, we provide:

  • Access to exclusive commercial mortgage products

  • Dedicated case manager throughout your application

  • Complete support from initial enquiry to completion

  • Expert guidance at every stage

  • Regular progress updates

Beyond These Case Studies

While we've highlighted several local success stories, our expertise extends to all business sectors across Northamptonshire and Peterborough. Whether you're running a:

  • Retail shop

  • Professional service firm

  • Manufacturing facility

  • Warehouse operation

  • Healthcare practice

  • Hospitality business

We can help you build wealth through property ownership while securing your business's future.

Expert Guidance Every Step of the Way

Working with Marta, you'll receive:

  • Initial strategy consultation

  • Comprehensive lender research

  • Application management

  • Professional network introductions

  • Ongoing support throughout the process

Take the First Step Towards Property Ownership

Ready to discuss buying your business premises in Northamptonshire or Peterborough? Complete our enquiry form below, and Marta will personally contact you within 24 hours to explore your options.


Contact Marta

Email: marta@fivestarmortgages.co.uk

Telephone: 03003 034676