Marta Scott-Manuszewska

Founder

 

Property Investment Finance Specialist

Marta Scott-Manuszewska - Northamptonshire's Investment Mortgage Expert

From First-Time Buyers to Property Empires

Having helped numerous clients achieve their first home ownership, Marta Scott-Manuszewska has evolved into a specialist in property investment finance. Today, she's a leading voice in the property investment community, particularly known for her expertise in complex financing strategies.

Connected to Property Investment Excellence

Marta is proud to be the main sponsor and regular speaker at Diamenty Property Network, working closely with renowned property investor Dorota Chomontowska. She's also an active member of Progressive Property Network Cambridge, learning and sharing insights alongside property expert Joanna Carr.

Investment Finance Solutions

Whether you're starting your investment journey or expanding your portfolio, we offer specialised financing for:

Buy-to-Let Properties

Perfect for beginning investors, traditional buy-to-let mortgages allow you to purchase residential property for rental income. We'll help you understand lending criteria, rental calculations, and tax implications.

Houses in Multiple Occupation (HMO)

HMOs involve renting out individual rooms to separate tenants, typically offering higher yields than standard buy-to-lets. We understand specialist HMO lender requirements and can guide you through the more complex application process.

Multi-Unit Freehold Blocks (MUFB)

These properties contain multiple separate units under one freehold title. We can secure financing for apartment blocks, mixed-use developments, and multiple flat conversions.

Bridging Finance Solutions

Short-term funding options including:

  • Purchase and quick sale strategies

  • Buy, renovate, and sell projects

  • Auction purchases

  • Development exit finance

  • Chain-break solutions

Development Exit to Term

We can arrange bridging finance for your development project with a clear exit strategy to longer-term financing, ensuring smooth project completion and optimal financial structuring.

Ground-Up Development Finance

Funding for new-build projects from the ground up, including:

  • Land purchase

  • Construction costs

  • Professional fees

  • Contingency funding

  • Stage payment releases

Commercial Conversions

Specialised funding for:

  • Office to residential conversions

  • Retail to residential projects

  • Industrial unit transformations

  • Mixed-use development schemes

Portfolio Landlord Solutions

Comprehensive funding options for investors with multiple properties, including:

  • Portfolio refinancing

  • Debt consolidation

  • Capital raising

  • Limited company structures

  • SPV arrangements

Unrivalled Lending Access

Through Five Star Mortgages and our partnership with New Leaf Distribution (one of the UK's leading mortgage networks), we offer:

  • Access to 250+ specialist lenders

  • Unregulated commercial finance options

  • Deals from £50,000 to multi-million pound projects

  • Competitive rates and terms

  • Fast-track applications

  • Complex case solutions

Network Strength

As the third largest firm within New Leaf Distribution's network of 175 appointed representatives, we benefit from their extensive experience in handling complex property finance. Our network has successfully managed deals up to £17 million, demonstrating the level of expertise and capability available to our clients.

Expert Guidance Every Step of the Way

Working with Marta, you'll receive:

  • Initial strategy consultation

  • Funding structure advice

  • Lender recommendations

  • Application management

  • Project timeline planning

  • Ongoing support

Take the Next Step

Ready to discuss your property investment plans? Complete our enquiry form below, and Marta will personally contact you within 24 hours.


Contact Marta

Email: marta@fivestarmortgages.co.uk

Telephone: 03003 034676