Justyna Los
Senior Mortgage and Protection Adviser
Justyna – Senior Mortgage & Protection Adviser
Polish Mortgage Adviser – Peterborough & Across the UK
If you’re searching for a Polish mortgage adviser who delivers outstanding results, clear communication, and exceptional service, Justyna is one of the most recognised advisers both locally and nationally.
Based in Peterborough, she supports clients locally and across the whole of the UK — offering advice in Polish and fluent English, while also proudly serving a wide and diverse client base including Brazilian, Slovakian, Czech, Lithuanian, Latvian, Portuguese, Romanian, and English-speaking clients.
Industry Awards & Recognition
Justyna is one of the highest‑achieving advisers within our network:
Top Performing Adviser 2025 – Five Star
Top 40 Adviser 2025 – New Leaf, competing against more than 400 advisers nationwide, including IFAs and Commercial Brokers who typically generate higher revenue.
This is a huge achievement and reflects her exceptional quality of advice, professionalism, and client outcomes.
Her success has grown to the point that she now has her own dedicated PA team led by Anna Dzikon, providing an even smoother and more responsive client experience.
Areas of Specialism
Each section will link to a separate dedicated page:
First‑Time Buyer Mortgages
Clear, supportive advice for first‑time buyers.
Remortgaging
Helping clients secure better deals or raise funds confidently.
Buy‑to‑Let Mortgages
Expert guidance for landlords and portfolio investors.
Protection (Insurance)
Tailored life insurance, income protection, and family cover.
Property Networking & Self‑Development
Justyna is actively involved in the property and personal‑development community. She regularly attends:
Diamonds Property Networking Group — buy‑to‑let and development focused. Learn more about Diamonds
ASBIRO Sheffield — a Polish‑led property and business development group. Learn more about ASBIRO
This constant learning ensures her clients always benefit from up‑to‑date insight.
Beyond the Office
Justyna believes personal growth and wellbeing make her a stronger adviser. Outside of mortgages she is:
A keen reader, especially of self‑development and business books.
A Harley‑Davidson rider, exploring Europe — with France being her favourite destination.
Dedicated to personal health, regularly attending Reformer Pilates for balance, strength, and clarity.
Serving the Polish Community — and a Growing International Client Base
Although widely known for helping the Polish community, Justyna’s skill, results, and communication style have expanded her reach. Today she works with:
Polish clients across the UK
Brazilian, Slovakian, Czech, Lithuanian, Latvian, Portuguese, Romanian clients
Many English-speaking clients, thanks to her fluent English and excellent reputation
Her clients value her honesty, clarity, and ability to simplify complex mortgage journeys.
Ready to Get Started?
Complete the form, and Justyna or Anna will call you within 24 hours to begin your mortgage journey with clear, expert advice.
Contact Justyna
Email: justyna.los@fivestarmortgages.co.uk
Telephone: 03003 034676